Let MacAdams Real Estate Appraisals, LLC attend to your appraisal needsEach year, thousands of people in Indiana purchase, sell or refinance their home. Most of these transactions include a simple line item for an appraisal. And even though there are a growing number of automated home valuation methods that may appear to be more prudent than an appraisal, nearly all lenders still want a local expert because the stakes are very high. You might assume that securing a mortgage is the only reason to get an appraisal, but there are more instances when the services of a licensed, independent real estate professional could come in handy. 
Dispute your tax assessmentIf you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from MacAdams Real Estate Appraisals, LLC is your best evidence when building your case. We can assist you in appealing your tax assessment. Get rid of PMI to lower your mortgage paymentWhen the amount being loaned to the buyeris more than 80% of the actual value of the home, almost all lenders ask home owners to take out this added insurance policy. That policy is Private Mortgage Insurance, or PMI. Seeing that extra payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was invoked by the United States Congress that requires lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to eliminate PMI, MacAdams Real Estate Appraisals, LLC can give you a statement regarding the value of your home. The price you paid for the home valuation can often be offset in a short amount of time because you'll no longer be paying the PMI. Get your appraisal from MacAdams Real Estate Appraisals, LLC Order todayGet a fair valuation on a home for divorce settlementsA divorce is often complicated by the burdensome decision of who keeps the home, and it can be a particularly daunting experience for both parties. So both parties are entirely aware of the true market value of their home, it's a good idea to get an appraisal from MacAdams Real Estate Appraisals, LLC, regardless of the circumstances. If the parties need to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Fair and accurate estate liquidationLosing a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these issues. And since a home or other property often makes up an uneven share of the total estate value, understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten a fair deal. Move to or from Hendricks County through an employee relocation programWe know the headaches associated with an employee relocation. That's why we take great care in setting up a convenient appointment time for the appraisal inspection. During our thorough inspection, we recommend relocating employees to provide remarks on the positive characteristics of their property, along with information about any current sales or listings in their neighborhood that they want considered. Close on your home promptly — for the right priceA professional appraisal will help you make a better educated decision when determining your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. Apart from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees rest on our efforts to finish the appraisal report and not a percentage of the sales price. On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long propertiesstay on the market. So, obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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